Policies that cover boats, personal watercraft and owners. Watercraft insurance often includes towing and wreckage removal, as well as fuel spill indemnification. Boat owners’ insurance provides coverage of physical damage to the boat, motor and trailer as well as liability coverage for injuries caused by individuals operating the boat. This type of insurance may be purchased for sailboats, house boats, and pontoon boats, as well as other watercraft up to a certain size and value. Depending on the type of boat and size, available insurance plans and coverage. For example, many agencies will not cover what we consider “BIG FAST BOATS” but we DO. We insure small AND large, slow AND fast boats!
In most states, you are required to have motorcycle liability insurance for your bike. This type of insurance helps protect you financially if you are found to be at fault for a traffic accident. Specifically, it helps pay for costs associated with property damage and bodily injuries suffered by others. Property damage coverage is the type of liability coverage that helps pay for damage to other people’s property resulting from an accident you cause. When it comes to motorcycles and ATV’s you want to make sure to choose the best options for you, like liability protection, collision coverage, medical payments, and towing.